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4 Best International Health Insurance For Expats

Are you currently residing in Vietnam and working on building your business here? Are you in need of health protection to ensure your well-being while you focus on your endeavors? We understand your requirements. That’s why we’ve carefully selected and are pleased to present 4 best international health insurance options that offer comprehensive coverage, both in Vietnam and worldwide. These plans are designed to cater to the needs of both local residents and expatriates like yourself. But before that, let’s learn more about the criteria of a good health insurance plan.

Criteria of a good international health insurance

  1. Comprehensive Coverage: The plan should provide a wide range of medical coverage, including hospitalization, outpatient services, prescription drugs, and preventive care
  2. Global Network: It should offer access to a broad network of healthcare providers, both in your home country and internationally.
  3. Emergency Evacuation: The insurance should cover emergency medical evacuations, ensuring you can receive treatment anywhere in the world.
  4. Pre-Existing Conditions: Some plans may offer coverage for pre-existing medical conditions, so check if this is a requirement for your situation.
  5. Claims Process: A straightforward and efficient claims process is important for hassle-free reimbursement.

Great news! Our insurers have met all five of the criteria mentioned above. If these are the factors you’ve been seeking, you’re definitely in the right place on your quest to find the best international health insurance for expats.

Without further ado, let’s delve into the list of the top international health insurance options.

April International

APRIL International is an insurance company originating from France. The plans and offers provided are designed by April International Care France.

With strong partnerships with global medical facilities, April International can provide services anywhere in the world. By combining connections and expertise, the group aims to make life easier for its users to insure themselves and travel wherever they are in the world and regardless of the type and duration of their trip.

‘MyHealth’ stands out as their exceptional plan that caters to your health protection needs, all while maintaining an incredibly affordable price. Aiming for an even better rate? Enlist additional members to register with you, such as your colleagues or family members, and enjoy a community discount of up to 15%!

Aliianz Care

The Allianz Group is one of the leading integrated financial services providers worldwide. Here you find the company profile, the Allianz fact sheet and further information on business operations. Their ambition is to accompany you in life – giving you everything you need to have the courage to go forward. We offer our 122 million customers in more than 70 countries a wide range of products, services, and solutions in insurance and asset management.

Allianz Care ‘Summit Plan’ is their remarkable health insurance product for expats. Two standout benefits of the Summit plans are the extensive coverage for oncology care and the inclusion of mental health conditions in the coverage. This plans are divided into four levels: Summit 1750, Summit 2500, Summit 4000, and Summit 5000.

Bao Viet

Bao Viet is the largest non-life insurer in Vietnam with a Capital of US$88Mio.As a state-owned conglomerate, under the Ministry of Finance, established since 1965. They are stable over the long-term even though like most Vietnam state-owned enterprises they believe in conglomerates. With 67 child companies and 300 branches, the business is based on relationships and opportunities.

Bao Viet has developed a long term strategy over medical insurance. For almost 30-years we have established strong business relationships with the top branches in Hanoi and HCMC. The ideal client profile for Bao Viet is middle-managemet level. 

Luma Insurance

LUMA’s mission is to ensure our members live healthier, longer lives by providing them brilliantly simple health insurance plans. We provide a range of simple, smart policies to global residents, expatriates,local nationals and groups of all sizes.

For Vietnam market, LUMA Asia Pro is the product that can fulfills market’s need of quality health insurance. It has 3 tiers inside the plan Asia Care Premier, Asia Care Pro, and Asia Care Plus Vietnam.

Choosing The Right Insurance Plan

We understand that choosing the best international health insurance plan can be a real challenge. Understanding the terms, choosing the right limit, and getting the best rates are at least the main reason why you need a good assistance on your journey finding the best international health insurance for expats.

That’s why we are here! With more than 30 years of experience handling expats client, we are confident to guide you to get the best international health insurance. If you’re looking for a one-stop comprehensive insurance services, this is definitely the right place! Because in Luke International Consultant, we are not only providing you a quality international health insurance, but also provide you claim services, doctor’s appointment, and cashless treatment arrangement. Perfectly all you need for your insurance and healthcare services.

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